Guilty! I took my beat up FJ Cruiser into the shop and filed a claim and had it fixed before they could get an adjuster out to look at the vehicle. About $6,000 worht of body work accumulated from 2 years of Off Roading it hard. About 3 months later I got a letter from State Farm saying that since I was using my vehicles for Off Road use they would be electing NOT to renew my insurance in 2 months. Oh well I shopped around and found better prices with Travelers.

Totally innocent.. I think this needs to move to the kitchen...